How to Prepare Your Finances for a Career Change

How to Prepare Your Finances for a Career Change In any major life change, money becomes a factor as to how, when and why those big decisions are made. Is your bank balance keeping you from making a career switch? It’s important to be financially stable when you make a big change in your professional life. Some career changes come suddenly, but it is important to acknowledge the fact that the switch will affect your finances in a big way. Your career change needs to be conducted thoughtfully and gradually, as job searches, relocation and planning take time â€" and time equals money. 1. Start Saving Now You’re about to embark on a major transition in your life, and considerable thought goes into your next move. It’s tempting to spend more during your switch, especially for a one-time surprise or special expenses. You’ll need to do your research and think about fixed and overhead costs. What is the dress code like at the new company? Will you be expected to socialize over fancy dinners and attend big conventions? Will you be expected to front money for expenses the company reimburses later? Are there relocation expenses you’ll incur during the move? You’ll need to save for those transition costs before the date of your resignation. You’ll also want to know how long your savings will sustain you, which means getting ahead on taxes and creating a new budget. 2. Get Ahead on Taxes Various aspects of your finances will be impacted by a career change. While you realize a salary shift will affect your finances, taxes must also be taken into consideration: When your income rises, are you still eligible for the same tax credits and deductions? If earning less, will you be eligible for other helpful tax credits and deductions? If planning for self-employment, consider items you may be able to write off as well as how much money you’ll need to set aside for taxes. For example, those who are self-employed pay estimated quarterly taxes, and many set aside around 30 percent of their income to be on the safe side. You may fall under a new tax bracket with your new salary. Talk to an accountant to go over the ins and outs. 3. Create a Fair Budget for Your Lifestyle When creating your new household budget, you’ll need to consider the full spectrum of your lifestyle needs and desires. Of course, your base household expenses will include mortgage/rent, utilities, installment fees, security deposits, groceries, gas and entertainment. Don’t forget other commute costs, such as taking the train or passing through tolls. Think of new professional attire as investment pieces. What makes your lifestyle comfortable? What activities do you enjoy? Will you have to cut back on certain aspects, such as making your coffee at home? Can you afford to upscale your lifestyle a little? Use online calculators to help you determine how lifestyle choices affect the money needed to maintain it, to your budget’s detriment or success. Reward yourself, but don’t go wild just yet. 4. Consider Your Benefits “Choosing a new career path can open a world of exciting experiences,” says Melinda Wilke, a wealth management advisor for Northwestern Mutual. “Being aware â€" and in control â€" of your finances helps to ensure you’re ready to take advantage of these opportunities.” Wilke advises you to look over your benefits package and supplement or update as necessary. Employer-sponsored life insurance, 401(k) plans and disability insurance must be taken into consideration: Have you updated your beneficiaries? Do you have to wait before your coverage kicks in with your new employer? If you have to wait, get transitional coverage such as a short-term health plan. Does your new 401(k) asset allocation work for both you and your partner? Meeting with a financial planner is helpful to find out if rolling over your old 401(k) into a new one is worth the decision to achieve your retirement goals. You can also place your money into an IRA account, which means you no longer need an employer-sponsored plan and you’re not constantly switching retirement accounts with a new job. 5. Don’t Forget Professional Dues As a part of your career growth, don’t forget professional dues. For example, memberships with organizations in your industry that host meetups and workshops are valuable assets. Budget for and pay those dues.   Do you need to brush up on any software or language skills? Research classes and see if your employer will reimburse or pay for the expenses. What will you have to cover? A career change is exciting. You’ll be in a new environment and have fresh perks, such as working from home, getting a better benefits package or upgrading your wardrobe. However, the full spectrum of your existing and future expenses must be considered for the career switch â€" from savings to taxes and planning for relocation, lifestyle and professional expenses. Have you ever made a major career switch? What steps did you take, and what did you wish you had planned for before your resignation date? Share your experience below in the comments, and subscribe to Punched Clocks for more career success and development tips. Get everything you need to build a career you love by signing up for the newsletter.

How to Write a Resume Bio

How to Write a Resume BioIf you are considering writing a resume biography, your goal is to help you get the job you are looking for, regardless of the position. This is not easy to do.If you do not know how to write a resume, you can acquire the necessary skills by enrolling in a writing course. This course will teach you what you need to know in order to be effective in your writing. The bottom line is that your resume is a first impression, which is key to getting the job you want. Just as with any other type of resume, a resume biography will communicate your personality, skills, and job aspirations.A resume bio should be short and precise, so the reader can get a sense of who you are without reading an entire resume. The resume bio should answer the reader's questions about your skills, your work experience, and your educational background.As an example, you can begin by writing the resume bio and answering the reader's questions in your personal statement. From there, you can e xpand on your personal statement to answer the reader's questions about your skills and your work history. With this process, you will quickly become proficient at writing resume bios.Once you have written your resume bio, your job is to sell it to the employer. The employer will look at your resume bio and begin to make inquiries. At this point, you can respond to these inquiries. The interviewer will see the resume bio and ask you to do more with it.Now, this is where you make your first impression in the interview. You will need to go over your resume bio in detail to answer the questions in a short but thoughtful manner. Your resume bio should be relevant to the job you are applying for. You need to be willing to tell the interviewer why you are qualified for the job and how you fit the position.When you are done writing your resume biography, you should be prepared to start answering any questions the employer may have. If you think the employer will be looking for a reason to dismiss you, you need to explain your flaws and your issues, such as chronic health issues, a poor work history, or disciplinary problems. When you do so, you are more likely to get the job you are looking for.

The Basic Facts of First Resume Writing Services

The Basic Facts of First Resume Writing Services Understanding First Resume Writing Services Resume composing firms are a really good place from where you are able to readily get your resume crafted in a style which potential recruiters would want. The recruiters look just for relevant info in your resume. It's also important to review what sorts of services are provided by the corporation. The services are essentially the exact same as the ones it is possible to get on other high-quality sites. You are able to hire the help of competent resume writing professionals at astonishingly competitive rates. Other services they give are presenting you with an expert LinkedIn profile. All your proposals will be full of powerful summaries that highlight the advantages of picking your bid. So you opted to start applying for employment, and you needresume help. Searching a deserving job can be a hard and complicated undertaking. Resume writing services have a personalized approach to come up with a sort of resume that will certainly offer the maximum quality of professional resume writing. Monster If you're trying to find a site where you might search for all of the info you would like about open careers in most industries while also getting some helpful profession suggestions together with the process, Monster is among the locations you should definitely check out. Ask to see samples of earlier resumes, which can help you get a sense for the grade of the service's work. The service is likely to make sure to format your resume the direction you want it. If you find work which you might not feel as if you are qualified for, that is all in your head. While there are lots of people out there still searching for a new job. From time to time, you find it simple to become comfortable in your work and stick to what you only know. Dead End Jobs Dead End JobsMost jobs are in reality dead end jobs, compare it using a tunnel, if you may locate the light at the c lose of the work tunnel, that's the start of a career. The Start of First Resume Writing Services A terrific professional resume writing service is the best alternative for everybody who needs help with applications. Such businesses are great job suggestions for stay at home young mums. In work, what you're earning may be decent, your colleagues could possibly be cool, and the work could possibly be fun, yet you might not be living your fantasy career. The service makes certain that your paper will shine over the rest.

The Combination Resume Examples, Templates, Writing Guide

The Combination Resume Examples, Templates, Writing Guide The Combination Resume Examples & Writing Guidemonat des herbstbeginns 23, 2019 By Mark Slack, CPRW Combination resumes are perfect for people with solid experience in their industry. Learn how to create your own with our step-by-step instructions, or download our free, HR-approved templates.Build My Resume NowCombination resumes are a proven format across all industries because they highlight both your key skills and employment history.Read on to learn how to create an excellent combination resume with our templates and HR-approved tips.Table of ContentsWho Should Use a Combination Resume?Structure of the Combination FormatCombination Resume Templates1. Who Should Use a Combination Resume?Combination resumes are designed for highly-trained job seekers with work experience.Similar to the functional resume format, a combination resume focuses on an applicants skills. If youre applying to a job that requires technical skills a nd expertise, a combination format effectively showcases them.Because this format emphasizes skills over work experience, combination resumes are also suitable for job seekers looking to change industries.The Anatomy of a Combination ResumeAContact details Your contact details are in a prominent place so that the hiring manager can easily get in touch.BResume introduction Combination resumes are best paired with a professional profile to convey your skills.CExperience In a combination resume, an outline of your work experience is provided.DSkills Because a combination resume is used to showcase your skills, you can include more than one skills section.EEducation Just as with chronological and functional resumes, you must touch upon your educational background.Although the combination style focuses more on skills, it totenstill leaves room to detail your work experience. However, if you want to make your work experience your main focus, then the traditional chronological resume may be better for you.2. The Structure of a Combination Resume (Five Parts)Part 1. Contact InformationThis sectionrequires little explanation include your name, phone number, email, and address. TipConsider adding links to your LinkedIn profile, personal portfolio, or website especially if they help strengthen your case for the job.Part 2. Professional Profile or Qualifications SummaryA combination resume needs to begin by emphasizing your transferable skills.Starting with a professional profile or achievement-based qualifications summary is the best way to do this. Although both types of resume introductions aim to advertise your skillset, they are structured differently.Whereas a professional profile demonstrates your skills, a qualifications summary emphasizes what you achieved using those skills. Choose one that makes the fruchtwein sense based on your work history and abilities.Part 3. Additional SkillsIn a combination resume, the skills section comes before the experience secti on. As a mid- to senior-level candidate, you should have enoughskills and abilities to fill both the resume introduction and skills section.Keep this sectionorganized by grouping similar skills. Also, if you see an opportunity to quantify (add numbers) to your skills, then you should. Quantification strengthens your resume by giving employers something concrete from which to evaluate you. TipYou know you have the skills, but do you know how to present them persuasively? Learn the ins and outs of creating an effective resume skills section.Part 4. Professional ExperienceYour experience section will look fairly similar across all resume formats. Use it to provide detailed informationabout your employment history mentioning ways you contributed to a companys bottom line.Avoid run-of-the-mill job duties. Instead, focus on accomplishments.Again, adding numbers wherever possible strengthens your case and proves that you can fulfill the needs of the position.For more guidance, read our t ips on how to quantify your professional experience.Part 5. EducationThe education section of a combination resume can be brief because youre already well into your career. Include your highest degree, school name, and graduation year, and you should be set.if you had a very strong GPA or received impressive academic honors, you can also include those. However, your key selling points reside in your skills and work history, so theres no need to overdo it here. TipIf youre still unclear here, you can learn more about how to write the education section in our writing guide.3. Four Combination Resume Examples + Text FormatsYou can easily tailor the following combination resume examples into your very own resume. In fact, we encourage you to do so.Click on the images to view the gallery, or download them all for free with the push of a button. You can also scroll down to view plain text versions.Waitress Open GalleryBookkeeper Open GalleryDelivery Driver Open GalleryReceptionist Op en GalleryDownloadable Combination Resume TemplatesCombination Resume Example Text VersionsCopy and paste these text versions and change them to your own specifications. Note that these were written by actual professionals in their respective industries, and should (at least) help you understand how combination formats work.Waitress Resume (Text Format) CONTACTemaille youremailgmail.comPhone (895)-555-555Address 4397Las Brisas Drive, Reno, NV, 89523PROFESSIONAL PROFILEProject Execution Implemented new menu introduction strategies, increasing customer purchases of wine by 10% on avg.Management Assisted in the training of 6 new waiters, ensuring attention to detail and comprehensive understanding of restaurant methodology and practicesAwards Recognition Frequently praised for excellent service on restaurants online rating systemSalesmanship Deep and broad knowledge of wines and pairingsKEY INDUSTRY SKILLSFamiliarity with Point of Sale (POS) terminals and common restaurant equipmen t/machineryAble to memorize entire menus within a day, including ingredient combinationsProven ability to upsell alcohol, dessert, and appetizers to customersBilingual English (native) and Spanish (conversational). Able to comfortably take care of customers in either languageRELEVANT WORK EXPERIENCELonghorn GrillWaitress, Reno, NV,2012presentMemorized restaurants wine stock and appropriate entre pairings, leading to daily wine sale averaging $180, fully 15% higher than the company averageWrite patrons food orders on slips, memorize orders, and manage food resources in a 120+ seat restaurantOperate POS terminals to input customer orders, swipe credit cards, and enter cash amounts receivedMikes Fancy KitchenHostess Waitress, Reno, NV,June 2010August 2012Awarded Employee of the Month two months consecutivelyBussed tables, presented menus, seated customers, and assisted waiters with drink ordersTrained 3 new hosts in providing excellent customer service and conflict resolution techniq uesADDITIONAL SKILLSProblem SolvingAdaptabilityCollaborationStrong Work EthicTime ManagementCritical ThinkingHandling PressureEDUCATIONB.A. PsychologyUniversity of Nevada, Reno200920133.95 GPABookkeeper Resume (Text Format) CONTACTEmailemailgmail.comPhone (480)-555-555Address 47Smith Drive, Scottsdale, AZ, 85251LinkedInLinkedIn.com/in/yourprofilePROFESSIONAL PROFILEA general bookkeeper with 8+ years of experience using both single-entry and double-entry systems for medium-sized businesses. Specialize in performing bookkeeping for multimillion-dollar companies. Possess expertise in numerous pieces of bookkeeping software. Identified and eliminated departmental inefficiencies to increase productivity by 15%.SKILLSMS Office proficientQuickBooks expertData entry skillsStrong work ethicLeadershipTime managementLeadershipHandling pressureCollaborationProblem solvingEXPERIENCEGeneral BookkeeperFranklin Rodgers Business Solutions, Scottsdale, AZ, September2012presentPerformed financial calculations such as amounts due, interest charges, balances, discounts, equity, and principal for a multimillion-dollar company.Accessed computerized financial information to answer general questions as well as those related to specific accounts.Formulated, prepared, and issued bills, invoices, and account and financial statements with 10% increased efficiency to ensure timely deliverable.Trained 3 new administrative assistants and juniorchefin bookkeepersCorrected spreadsheet error saving A/P $3,500.Administrative Assistant BookkeeperPatton Group, Tempe, AZ,June 2010August 2012Operated computers programmed with accounting software to record, store, and analyze information.Checked figures, postings, and documents for correct entry, mathematical accuracy, and proper codes.Operated 10-key calculators, typewriters, and copy machines to perform calculations and produce documents.EDUCATIONB.S. AccountingWilhelm University, 2010Phoenix, AZA.S. AccountingWilhelm Accounting, 2008Phoenix, A ZCertified BookkeeperAmerican Institute of Professional BookkeepersDelivery Driver Resume (Text Format) CONTACTEmailPaul.Barrongmail.comPhone (612)-258-1111Address 47Hawthorne Avenue, Minneapolis, MN, 42143LinkedInLinkedIn.com/in/PaulBarronPROFESSIONAL PROFILEDelivery driver with 5 years of experience driving trucks and commercial vans with loads up to 30,000 lbs.Proven Communicator Foster relations with clients, ensuring retention and referrals.Safety oriented Possess a clean driving record through my strict adherence to safety guidelines.Achievement Slashed monthly maintenance costs by $300 through regular maintenance.SKILLSFamiliar with CRM systemsCan lift at least 70 lbsClass B CDL (HAZMAT)Basic vehicle repairsEXPERIENCEPro Courier, IncDelivery Driver, Minneapolis, MN, 2016presentDrive trucks or vans holding up to 20,000 lbs, delivering up to 150 deliveries per day,Received award for having no accidents for 3 consecutive yearsSaved $7000 worth of gas costs per month by planni ng more efficient routesReceived 95% in positive feedback from customers, receiving company dreingabe of appreciationPerform safety and maintenance check on vehicles, ensuring passing grade during inspections, saving over $20,000 in potential vehicle repair costsPremium Waters, IncDelivery Driver, Minneapolis, MN,20142016Ran an average of 15 routes per day to residential and business areas, providing exceptional service to clients and maintaining 92% in account retentionGenerated $40,000 in new business through referrals of existing customers, upselling products and services, and informing clients of promotional campaignsRearranged routes to maximize delivery efficiencies, saving 15+ monthly hoursProvided immediate response and on-site visits to install and troubleshoot equipmentEDUCATIONWashburn High School, Minneapolis, MNDiploma, May 2014Varsity FootballReceptionist Resume (Text Format) QUALIFICATIONS SUMMARYReceptionist with 9+ years of experience managing administrative func tions for office personnelPossess strong ability in analyzing information and providing solutions to problemsRecognized for ability to implement processes that reduce costs, while improving efficienciesAchieved Saved the company $10K in undue payments from inaccurate billingsCONTACTPhone(541) 555-1234EmailHarperStewartgmail.comAddress 45 Grey Road, Eugene, OR, 97403LinkedInLinkedIn.com/in/Harper47EDUCATIONBS Hotel ManagementPortland Community CollegePortland, OR2011AS LiteraturePortland Community CollegePortland, OR2009SKILLSType 85 WPMMS Office expertiseMultiline phone systemMySQLProblem SolvingTeam LeadershipCERTIFICATIONSReceptionist Certification 2017Certified Professional Secretary, Bureau of Labor Statistics 2016Financial Management 2015PROFESSIONAL EXPERIENCEReceptionist2015presentAMC Corporation, Eugene, ORResearched and recovered $10K in undue payments from past erroneous billings, earning an award from upper managementOrganized complex travel arrangements for 10 sales r epresentatives, while reducing travel expenses by 40% by coordinating lower cost travel routesDevelop reports and documents, transcribe meeting notes, and take dictation, ensuring 100% accuracyReceptionist20092015Stern Real Estate, Eugene, ORCoordinated schedules, meetings, and property visits for 10 real estate agents, and provided administrative support to a total of 20 staff membersAssisted visitors, directing them to appropriate personnel, and answered an average of 50 calls and emails dailyImplemented new data management system that expedited data retrieval by 70%Didnt get the specific answers you wanted from this page? Please leave a comment with your questionor visit Resume Genius onFacebook,Twitter, or Linkedin and well get back to you within the week. Good luck on the job hunt

New Lego Set Will Teach Kids That NASA Needs Women

New Lego Set Will Teach Kids That NASA Needs Women NASA needs women, and kids (and their parents) who like Legos will soon get that message. Joining a slew of other companies that are committed to closing the gender gap in STEM fields -- among them GE and Girls Who Code -- Lego announced on Feb. 28 that it will soon release a new set of minifigures that represent five trailblazing women whose contributions to NASA have been largely unrecognized. We applaud all companies that are taking steps to close the STEM gender gap, and its particularly exciting to see Lego targeting such young kids with this mission. Moreover, its nice to know that some amazing women will finally be getting mora (long overdue) recognition for their groundbreaking work.The Lego set will include Katherine Johnson, 98, who was depicted in the Oscar-nominated film Hidden Figures. A space scientist, Johnson is known for calculating the trajectories for many flights from Project Mercury, as well as the Apollo 11 flig ht.Lego is also creating figures that illustrate Sally Ride, the first American woman to go to space Margaret Hamilton, 80, a computer scientist who worked on software for Apollo flights Nancy Grace Roman, 91, an astronomer who helped plan that Hubble Space Telescope and Mae Jemison, 60, a physician and astronaut who was the first African-American woman to go to space in 1992.According to Quartz, MIT News science writer and deputy editor Maia Weinstock came up with the idea for these Lego figures. After she submitted it to the Lego Ideas program, which calls for suggestions for new toys, the idea got 10,000, beating 11 other contenders. A Lego blog post states As a science editor and writer, with a strong personal interest for space exploration as well as the history of women in science and engineering, Maia Weinstocks Women of NASA project was a way for her to celebrate accomplished women in the STEM professions. In particular those whove made a big impact through their work at NAS A.Were really excited to be able to introduce Maias Women of NASA set for its inspirational value as well as build and play experience.Quartz reports that Lego has been pretty ahead of the curve when it comes to providing young children the opportunity to see themselves as anything they want, no matter their gender a 1974 pamphlet from Lego reads, The urge to create is equally strong in all child. Boys and girls. Its imagination that countsA lot of boys like dollhouses, theyre more menschenwrdig than spaceships. A lot of girls prefer spaceships. Theyre more exciting than dollhouses.Lego will announce the new sets official release date in late 2017 or early 2018.Fairygodboss is committed to improving the workplace and lives of women.Join us by reviewing your employer

Incredible Facts About Best Resume Writing Service 2014 Sales

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Highlights of the April Board of Governors Meeting

Highlights of the April hauptplatine of Governors Meeting Highlights of the April Board of Governors Meeting The members of the 2012-2013 ASME Board of Governors (BOG) convened at ASME Headquarters in New York earlier this month for the fifth BOG meeting of the fiscal year. The meeting, which was held April 18 and 19, consisted of a number of activities, including A discussion, led by Michael Michaud, managing director, ASME global alliances, on various possibilities for expanding the Societys footprint - in terms of members and training opportunities - within Latin America.An update from ASME.org staff members on the approaching launch of Phase 2 of the ASME website. A four-week private preview period for invited beta testers was scheduled to begin the week of April 22, with an official public rollout of the site slated to take place in late May.An update by ASME President Marc Goldsmith and Executive Director Thomas Loughlin on the Societys Pathway 2025, a framework for creating an expanding, vital and re-energized ASME for the 21st century. A presentation by Antony Bugg-Levine, chief executive officer of the Nonprofit Finance Fund. Bugg-Levines discussion provided an overview of the field of impact investing - an increasingly popular strategy in which companies and organizations invest funds with the intention of generating measurable social and environmental impacts in addition to financial returns.The approval of targets for the next three-year budget cycle.The endorsement of a set of cross-Sector initiatives from the Sector Management Committee (SMC). The six areas of potential growth, as identified during an SMC Workshop in January, are new pipeline collaborations student/early career engineer retention advanced manufacturing a new nuclear safety construct a series of mini-talks covering topics of relevance to early career engineers and branded personnel credentialing.An update on the progress of the Knowledge and Community reorganization.Updates were made to the society policies on annual reports and staff employment guidelines and a new Society policy on the conduct of international business was approved.During the meeting, the BOG approved the appointment of Past President Victoria Rockwell and former BOG member Robert Pangborn as members of the Committee on Finance and Investment. Their terms will run from July 2013 through June 2016. The following six appointments/reappointments within the Council on Standards and Certification were also approved at the meeting Sam Korellis, vice chair, Strategic Initiatives, June 2013-June 2014 Richard Black member-at-large, July 2013-June 2014 David Douin, member-at-large, July 2013-June 2016 Laurent Fabry, member-at-large, June 2013-June 2016 Dongil Kwon, member-at-large, July 2013-June 2016 and Philippe Malouines, member-at-large, July 2013-June 2016.In addition, Joe Fowler was also approved as the ASME representative to the Offshore Technology Conference Board of Directors for a term lasting from July 2013 through June 2017.The morning of April 18, Board members took part in a Communications Boot Camp, which provided them with a professional overview on presentation skills, public speaking and media relations. Organized by ASMEs Public Information Department and led by communications firm Kellen Communications, the interactive Boot Camp offered Board members instruction on the value of consistent messaging related to the mission, vision and strategic priorities of the Society, and included a review of ASME Policy 15.1 on Public Affairs and Public Statements.That evening, following the first half of the BOG meeting program, members of the Board and their guests, including members of the Committee of Past Presidents, attended a reception that featured a ribbon cutting, refreshments and staff-guided tours of ASMEs new headquarters at Two Park Avenue. ASMEs move from its former location at Three Park Avenue was completed in January, enabling the Society to work in w ays that are more efficient, collaborative and technically advanced.The next Board of Governors meeting will be held on June 23rd at the Annual Meeting in Indianapolis, Indiana.